If you’re a proud Honda owner, you probably want to protect your investment with reliable and affordable insurance. Thankfully, there are plenty of options available to insure your Honda and give you peace of mind on the road. Here are some tips, ideas, and how-tos for finding the best Honda insurance.
Table of Contents
Option 1: Honda Insurance Plus Plan
If you purchased your Honda new, one option is to consider the Honda Insurance Plus plan. This plan is exclusively available for Honda owners and offers a range of benefits beyond traditional insurance coverage. Some of the features include:
- New for old replacement
- No claims discount protection
- Guaranteed Honda Genuine Parts
- 24-hour roadside assistance
- Personal accident cover
If you’re interested in this plan, contact your local Honda dealership for more information.
Option 2: Standard Car Insurance
If you prefer to shop around for traditional car insurance coverage, there are plenty of options available. Some of the factors that can affect your premium include:
- Your age, gender, and driving history
- The make, model, and value of your Honda
- Your annual mileage and how you use your car (commuting, leisure, etc.)
- Your postcode and where you park your car overnight
To find the best deal, compare quotes from multiple insurers and consider any discounts that may apply (such as a no claims bonus or a multi-car policy).
Option 3: Specialty Honda Insurance Providers
If you’re looking for a more specialized insurance provider, there are companies that specifically cater to Honda owners. These providers may offer additional benefits, such as:
- Coverage for modified or performance Hondas
- Agreed value coverage (rather than market value)
- Discounts for Honda enthusiasts or members of Honda clubs
Some examples of these providers include Keith Michaels Insurance in the UK and StingyPig.ca in Canada.
Tips and Ideas for Saving Money on Honda Insurance
No matter which insurance option you choose, there are ways to save money on your premium. Here are some tips:
- Consider a higher excess (the amount you pay upfront in the event of a claim)
- Pay annually instead of monthly (as monthly payments can incur interest fees)
- Install a security device, such as an alarm or immobilizer
- Take an advanced driving course to show that you’re a safe driver
- Avoid making small claims (as this can increase your premium in the long run)
Final Thoughts
Whether you choose the Honda Insurance Plus plan, a standard car insurance policy, or a specialty provider, make sure to do your research and compare quotes before making a decision. With the right coverage in place, you can enjoy the open road in your Honda with confidence and peace of mind.
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